Builders are coming under more and more scrutiny as the home improvements start to boom. Every homeowner wants to make sure that the company that is undertaking the work on their home can be trusted and rightly so. Builders have to meet certain required guidelines these days and there are set standards one should put in place to protect both parties. It is important that every builder is properly insured not only to protect yourself but to also put your client at ease. There are 4 types of insurance that every home improvements company should have. These include: Public Liability Insurance Employer’s Liability Insurance Contractors All Risk Insurance Professional Indemnity Insurance Public Liability Insurance Public liability insurance protects third parties whilst you carry out your work. This protects them from injury as well as damage to property. For example, if you were working on a property and a roof tile became loose and hit a passer by you may be considered liable. It’s i...
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